Fernencial Personal Finance (FPF) primarily focuses on maintaining or improving the “Financial Management Habit” of an individual or a family through proper counseling and hands-on coaching on how to manage, budget, save and spend monetary resources over time, as well as various financial risks and future life events. Fernencial is extraordinarily committed to get to know you and learn about what keeps you motivated to move forward on your tasks, goals, and most importantly your financial dream. 

We believe in transparency, below is our conceptual process of fulfilling your Financial Fitness: